NoteMachine makes sure your customers’ money is always available and always accessible by providing one of the largest cash machine networks across the UK and beyond.

Why accepting cash is still important...

Urging retailers to keep accepting cash to protect the vulnerable

NoteMachine is concerned about recent moves by businesses to only accept card payments as it will severely impact those most vulnerable. Many of these people are currently self-isolating and rely on neighbours, friends and families to do their food shopping for them which needs to be done with cash.

Removing this payment method at such a critical time would be a devastating blow to many people. It is essential that supermarkets, pharmacies, convenience stores, take-aways and all other businesses continue to accept both cash and card payments as another vital way we can work together to support the most vulnerable in our communities.

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Covid 19 Update from NoteMachine

During these uncertain times, NoteMachine employees are working hard behind the scenes to ensure Cash, through its network of Cash Machines, continues to be available to all across the UK.

Keeping our ATM sites running is paramount to the country and we have CIT operatives filling the ATMs, engineers servicing them, our helpdesk managing calls from the public as well as all the other departments that support them and the business.

Now at a time when bank branches have shut, people are relying on cash to budget and others are helping the most vulnerable to ensure they have food and groceries; NoteMachine staff continue to keep the ATM network available to all.


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What makes us different?

  • One of Europe’s leading ATM businesses
  • A successful track history in running ATM estates
  • All our key services are in-house and UK-based
  • Dedicated Research & Development department
  • 24/7, 365-day Customer Service Centre
  • National team of engineers and support service
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The cash in a fully managed ATM is free from Coronavirus, it has been quarantined for over 72 hours

NoteMachine is concerned about recent moves by businesses to only accept card payments as it will severely impact those most vulnerable..



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24/7 ATM support

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Cash & Covid-19

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ATMs for Retail

The perfect cash machine for you and your customers

A NoteMachine ATM gives your customers a reason to keep coming back to your business and spending more.

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Services for Financial Institutions

Offering a complete and convenient ATM estate service

We work with many high street banks and building societies, offering all-in-one management solutions for their ATM networks, whether remote or in-branch. We’re proud of the reputation we’ve built for integrity and exceptional service.

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Transactions in the last 12 months


Cash machines and growing


People using our ATMs every month

NM Vault

Rapid and secure cash deposits

A brand new offering from the from the NM Money Group, NM Vault is a new secure cash deposit service. Simply deposit your cash by 4pm and it's in your bank the next working day.

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ATM Branding

The cost of running a remote ATM network has become unsustainable for a number of financial institutions in the UK.

NoteMachine has been successful in acquiring non-branch ATM networks from a number of high street banks and building societies. We would welcome the opportunity to acquire further ATM estates.

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Latest News

COVID-19: Infection risk from handling cash is low, Bank of England concludes


 By John-Paul Ford Rojas, business reporter, Sky NewsThe risk of catching COVID-19 through handling banknotes is low, research by the Bank of England has concluded.It carried out the study after noting a decline in cash use during the pandemic - which the Bank said may partly reflect "concerns about the risk of banknotes transmitting the virus". But it found that even if exposed to a high dosage equivalent to being directly sneezed on, the virus did not survive at high levels on notes - either of the modern polymer or old-fashioned paper variety - for very long.Survival of the coronavirus on notes appeared in fact to be lower than on many of the other surfaces with which people come into contact in their day-to-day life.Researchers, using £10 notes, found the level of virus remained stable for one hour after exposure.In shops, the main infection risks would come from being close to an infected person or handling a shopping basket or trolley, PIN keypads, products on shelves or touchscreens of self-checkout terminals, the study said.Unlike these surfaces, cash would typically be stored in wallets, tills or safes.That would make its risk of contamination from a cough or sneeze by an infected person lower than that for exposed surfaces in shops or homes, the report added."Contamination of banknotes, where it could occur, is most likely to be indirectly by transfer from the hands of an infected person or when someone touches an infected surface and then touches a banknote," the study said."Any contamination by these routes would be likely to result in much lower levels of the virus than by direct contamination modelled in this study."Where contamination does happen, this work shows that the virus typically declines rapidly over a period of hours, and it represents no greater risk than other surfaces people come into contact with as part of their everyday lives."The Bank said there was some evidence the virus decays more slowly on smooth surfaces such as stainless steel than on notes.It added: "Where low levels persist, it is not clear whether they are present at levels that could potentially establish infection."The research concluded: "In summary, any risk from handling cash should be low."The Bank found that a fall in the usage of banknotes since the start of the pandemic was partly to be explained by the slump in spending generally as a result of lockdowns and social distancing rules.There had also been a decline in debit and credit card use."However, from June onwards, consumer electronic payments have continued to recover while ATM withdrawals have levelled off," the Bank said."This suggests that COVID may ultimately have longer-lasting effects on cash than on electronic payments."  

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Branch Transformation Exhibition


We are very excited to be exhibiting at this years’ Branch Transformation exhibition on Monday 23rd and Tuesday 24th November. A lot has changed since the last exhibition and we can’t wait to bring you up to speed with everything that’s new.NM1 provides a Turn Key Digital Branch Solution; a joined-up approach that fulfils all your branch technology and automation requirements.With over 40 years’ experience, we can take care of everything from shopfitting and branch transformation to ATM installations and management.Talk to the team on the day via the chat room, to find out more about the NM1  branch transformation solution.

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Brits being blocked from buying food and medicine as more shops say 'no' to cash


People have been left unable to buy basics such as groceries and medicine as a concerning problem with cash acceptance in the UK grows, according to Which? Original article by James Andrews, Money Editor - have reported being told that cash is "a thing of the past" and some believe the coronavirus crisis is being used as an excuse to ditch physical money, the consumer group found.It warned the viability of the cash system is being threatened as some shops have declined payments using banknotes and coins during the crisis.Which? is asking businesses to show understanding and flexibility to customers who may only be able to pay in cash. Richard Piggin, head of external affairs and campaigns at Which? said: "While many of us may have noticed shops displaying signs that they now only accept digital payments, our research shows that the rapid move towards a cashless society risks excluding the most vulnerable from being able to pay for vital products and services."We're alarmed at the reports of people leaving food and medicine behind because they can't pay with cash and it underlines how important it is to have a coordinated approach to protecting the fragile cash system." Peter McNamara, chief executive of NoteMachine, said: "By refusing to accept cash for basic necessities such as food and medicine, shops are actively discriminating against a large section of society, many of whom may not have access to contactless payment at all."We also need to realise that it’s not only the elderly and vulnerable that regularly want to pay with cash. In fact  analysis shows that 43 million consumers – the majority of the UK adult population - were using the LINK network pre-lockdown to withdraw cash each month, and we’re seeing numbers starting to climbing back up towards this figure."Of the reports that Which? received, nearly four in 10 (38%) related to a problem when paying for food or groceries, one in seven (14%) were linked to leisure activities, such as visiting a coffee shop or restaurant, and one in 10 (11%) concerned parking.Two-fifths (43%) who reported being unable to pay with cash said that they did not have another payment method with them.While some people were able to go to another shop to buy what they wanted with cash instead, or had someone available to make the purchase on their behalf, nearly a third (32%) were unable to buy items or services at all.Which? said 38% were left empty handed when they had problems paying for groceries, while the figure stood at nearly a fifth (17%) for people trying to buy medicine.Just 3% of people who had payment problems were able to get what they wanted online instead.Which? believes its findings could indicate a much larger problem and further work is needed to understand the scale and pace of cash being refused.The Government plans to legislate to protect cash and, as part of this, the Financial Conduct Authority (FCA) could be given a beefed up role in overseeing cash.Which? said it supports the proposal regarding the FCA and wants to see the regulator track levels of cash acceptance.During its research, Which? heard from Thomas Scobbie in Stirling, who said: "The reason I don't use a card is because I worry about the people that are able to clone cards and scam people and being on a fixed income, I simply couldn't survive if I lost any of that money."Which? also heard from Andy Fisher in Beverley who said: "I was told by one shop assistant that cash was 'a thing of the past' when I tried to buy some stationary, which made me feel uncomfortable and patronised."I feel that coronavirus is being used as an excuse to get rid of cash but lots of people locally still need it, such as the elderly or vulnerable."A mother whose adult son is on the autism spectrum also contacted Which?She said: "For him, it's been incredibly difficult trying to adapt to the world we're currently living in and robbing him of his ability to transact and feel like a normal member of the public has caused him a great deal of stress."John Howells, CEO of ATM network Link said: "Not everyone can or is ready to use digital or card payments and our own research shows that it is often the most vulnerable and deprived members of the community that rely on cash."Today's research from Which? is worrying because we can't afford to sleepwalk into a cashless society where people are left behind."Natalie Ceeney, chair of the Access to Cash Review said: "I have sympathy for small businesses who are finding cash harder to bank."But businesses who don't accept cash are saying to the most vulnerable in society: 'You're not welcome here'."Right now, as so many people are going through hardship and isolation, it's critical that no one gets excluded."

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