Transaction Processing

The functionality-rich, Java-based platform that powers our growing network of nearly 11,000 ATMs. Developed specifically to accommodate multi- vendor ATM requirements with the agility to respond to any future demands, it significantly increases the efficiency of processing financial transactions in-house. Hosted within a PCI-compliant, carrier-grade Tier 3/4 data centre with 24-hour security, our PA-DSS-standard system is secure, scalable and capable of integrating thousands of additional devices, including new models

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Our responsive ATM transaction processing system adapts to meet the demands of tomorrow. It’s available today

Transaction Processing Features

Runs more than 11,000 ATMs
Handles over 2.5 million transactions per day
£25 billion in cash transactions each year
Handles up to 400 transactions per second
Benchmarked at 10,000 transactions per second
Offers multi-currency, multi-language and multi-device channel support
Accepts and authenticates any transaction type from any device, source or system
Can route the transaction to any destination using Message Mapper

Transaction Processing Benefits

Platform independent Owned and supported by NM1, Authentic allows us to migrate and support entire ATM estates
Java-based system Class-based and object-orientated, the system is designed to have minimum implementation dependencies
Operates over 30 different ATMs Including Diebold Nixdorf, NCR and Triton models
Ability to integrate new ATMs Our AANDC ATM application allows us to introduce new manufacturers and models easily and make updates remotely
SQL Server Enterprise 2017 database Protects sensitive information. Regularly awarded the fewest vulnerabilities of any major platform in the National Vulnerability Database
VMWare virtual environments Increase the efficiency and agility of our data centre systems and offer additional protection through a zero-trust security model
Duplicated hosting environments Resilient and flexible UK-based processing via co-located peer systems in Sheffield and Welwyn Garden City
Proprietary ATM management software Flexible reporting, including real-time transaction data and ATM status.
24-hour monitoring Dedicated live event and transaction data to check for abnormal transactions. We can remotely shut down ATMs too!

Transaction Processing Highlights

3500+ ATMs from financial institutions migrated onto our network
500+ Staff oversee our ATM estate
150 Nationwide engineers fix over 90% of issues on their first visit